Theft of a two wheeler – insurance claim if theft due to negligence

[danish mahajan]

Will any insurance claim will be given if the theft is due to negligence of the owner.. Will 75% of claim will be given ya full claim will be repudiated?
Negligence in the sense.. Like he left the key along with the parked vehicle

[Dr. Ashok Dhamija]

In my opinion, it will all depend on the actual specific terms and conditions of an Insurance Policy under which the two wheeler was insured. Insurance is a matter of negotiation between the parties and it is a contract between the parties. It is for the parties to define the terms of the such contract of Insurance Policy. Accordingly, you’ll have to look into the specific clauses of the insurance policy whether insurance claim can be granted in case theft took place due to negligence of the owner.

     

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Dr. Ashok Dhamija is a New Delhi based Supreme Court Advocate and author of law books. Read more about him by clicking here. List of his Forum Replies. List of his other articles. List of his Quora Answers. List of his YouTube Videos.

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