It is not possible to speculate what charges would be leveled by bank since it all depends on detailed facts of the case. But, from what you have mentioned, it may be a case of misappropriation of money and/or criminal breach of trust and/or cheating.
Generally speaking, you should be in a position to resign (without retirement benefits) before domestic enquiry. However, voluntary retirement (with retirement benefits) may not be permitted. You may better check from your employer.
Dr. Ashok Dhamija is a New Delhi based Supreme Court Advocate and author of law books. Read more about him by clicking here. List of his Forum Replies. List of his other articles. List of his Quora Answers. List of his YouTube Videos.
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